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I was reading 4 Tips To Keep Your Young Driver’s Car Insurance Rates Down, and thought these would be good to share on Washington Auto Insurance Quotes too.

The tips listed there were simple and straightforward. You may have heard them before and if not, they’re worth reading.

1. Good Grades for your young driver are very important for receiving sizeable discounts. Insurance companies love good students much more than those with average grades and they reward them with large discounts.

2. Drivers Education. Many companies will also offer discounts for young drivers that take drivers education. If you can get your child to take it, it could be worth it.

3. Raise Your Deductibles. Raising your deductible will lower your rates because you’re taking more of the risk. This is wise especially if you have very low deductibles since you won’t be reporting small claims anyhow.

4. Vehicle and Driver Assignment. Insurance companies assign drivers differently so it’s important to emphasize your young driver is will only be driving the beat up pickup as opposed to the brand new sports car.

5. Shop Around. Every company treats young drivers different. Shop around to find the best price available to you at this critical time of your life. How surprised would you be to find out you could be paying half of your current premium? How angry would you be with yourself to find out you could have done this last year and saved money for the last 12 months on your Washington Auto Insurance?

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The state of Washington requires you carry auto liability insurance on your vehicles. That is all. So, what does this cover and what are the minimum Washington Auto Insurance requirements?

Washington requires you carry liability insurance in case you’re at-fault for an accident. This coverage will pay for the damages, up to the policy limits, to the person you injure and the property you damage when you’re at-fault for the accident and are held legally liable.

Washington state auto insurance laws currently require you carry:

• $25,000 per person bodily injury liability
• $50,000 per accident bodily injury liability
• $10,000 property damage liability

So, what do those numbers mean?

The first $25,000 is how much your policy would pay if you injure someone in an accident. No one person would receive more than $25,000 from your policy.

The $50,000 per accident is the most the policy would pay for all people injured in an accident.

The $10,000 for property damage liability is for things you hit. So, if you hit a car, light pole, house, fence, etc. it would pay damages to repair the damaged property, not people.

While this coverage is the minimum required by law you can always purchase more. We do encourage you to do so when you can afford it as it will provide you better protection if you when you have an accident.

The state minimum required coverage will be your least expensive option but will also not give you coverage to repair your car or truck if it’s in an accident. If that doesn’t matter and you want the cheapest Washington auto insurance then you can choose this option.

To compare rates for your Washington Auto Insurance, start filling out the form here…

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Many people think comparing Washington auto insurance rates is something that will take a lot of time. They start planning which companies they’re going to call and which company websites they want to fill out to start searching to find a little savings.

Instead of wasting days trying to save $50 or $100, take a few minutes and fill out one form that will compare rates for you. That’s what we provide here…the ability to shop multiple local agents with only one online form.

Here’s what you get after you fill out the form.

First, spend 3-5 minutes filling out the fast online quote form. You’ll be asked for all the driver’s names and information. What the year make and model of the cars and trucks you own and want insured. And, of course, you’ll have to fill out some coverage information. Don’t worry. There are helpful guides throughout if you aren’t sure what it’s asking for, but you probably won’t need them since this is very easy.

Next, your information will be sent to about 5 local agents near your zip code to quote for you. So, if you live in Seattle, Tacoma, Spokane, Vancouver, wherever in Washington your information will be sent to the 5 nearest agents to you. They’ll gather your data and start the quoting process to send you quotes.

Last, you get the quotes and compare them in your free time. You can contact the agents when you’re ready to switch or ask questions to make sure everything is just the way you want.

I’m sure you’ll be very surprised at the large price differences you’ll get for your Washington auto insurance quotes. Every company has so many different factors on what they consider a good price I’m sure you’ll be happy with at least one of the quotes you receive.

So, take 3 minutes and fill out the form. When was the last time you spent 3 minutes and were able to put extra cash in your pocket?

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Another Video from YouTube on Washington Auto Insurance Quotes blog.

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Quick Washington Auto Insurance Video from Viddler

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Getting low cost Washington Auto Insurance Quotes is a lot easier than people think. However, if you do it the wrong way you can waste a lot of time shopping for car insurance instead of enjoying your life.

If you want, you can call several agents or insurance companies yourself. Each agent or insurance company will take between 10-15 minutes to gather all the necessary information to get you your auto insurance quotes. Now, you’ve spent about an hour calling around and have to review each of the quotes to make sure the coverage is correct. That’s going to take another 10-15 minutes assuming you know what you’re looking at.

Or, worse yet, you can fill out multiple forms online. Then you get the pleasure of searching for online quote forms on antique insurance agent websites. Then you’ll have agents calling you back, emailing you quotes, etc.

Once you have all that, then you get to call back and talk with the various people to start your policy. Again, this will take another 15-30 minutes depending on the skill of the agent. Most Washington insurance agents are pretty good out there but you can, and often do, run into people new to the business and learning the systems.

Fast Washington Car Insurance Quotes

If you want to save time, we recommend using an online quote company. These companies make the shopping experience a lot less painful and save you hours.

How they save you time shopping is by filling out one form on their website, they will send your information to about 5 local insurance agents. Each company varies but you can get anywhere from 3 to 8 quotes back from simply filling out 1 online form.

This is nice because, as you fill out the form, it takes all the information you fill out and sends the exact same information to each agent. Then, each agent has to shop and compete to get you the best Washington auto insurance quotes. You don’t have to worry if someone is quoting the wrong coverage or options because they should be sending you what you requested. Isn’t that nice?

There are many companies out there that will provide you low cost auto insurance quotes if you live in Seattle, Tacoma, Vancouver, Spokane or anywhere else in Washington (or anywhere in the country for that fact). There are some sponsors on our site here you can use if you like to make it easy.

Now, get your Washington auto insurance quotes and go enjoy your life.

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